Considering Bankruptcy? Stop! There could be another way
According to the latest available data from debt charity Credit Action, 299 people in the UK are being declared insolvent or bankrupt every..
Debt
Find the mortgage to match your new house
When you are buying a new home, whether it is for the first time or not, one thing that you will have to consid43er is how you are going to..
Don’t get sucked in by balance transfers
People are paying through the nose for balance transfers because they’re going for the lowest interest rate, which isn’t always the..
Help! I need a personal loan
In an ideal world personal loans would be a work of fiction. A scary monstrous plot device for a horror novel we wouldn’t want to..
How to take control of your credit card debt
Debt. One of the worst situations you can find yourself in and something that would keep even the soundest of sleepers awake at night...
Why are payday loans a bad choice?
We’ve all seen the ads – you’re short of cash until payday so why not grab a quick and easy payday loan? Except of course this..
Infographic: What to do when debt collectors call
Happy Saturday all! Today we have a shiny new infographic to gaze at. Sure it won’t apply to all, but we feel it’s important to..
Do you really need an overdraft?
Walk into any branch of any bank and speak to them regarding overdrafts and they will tell you something like “it’s by far the..
What is negative equity?
Getting on the property ladder is now more difficult than ever before. House prices (although being hit by the recession) are beginning to..
Are credit cards a good or a bad thing?
Credit cards are certainly useful financial tools that are used by most of us without any problem at all. Like all tools, however, they..
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Sterling Effort was created to stuff some financial knowledge into those of us who grew up without being taught how money really works; how to make it, save it and grow it. Our aim is to give you clear and concise information regarding personal finance and hopefully provide some entertainment along the way.
