The 10 top personal finance apps
Most of us these days have a shiny/busted up (depending on your level of care) smartphone, and as we all know Apple, Windows and Android phones all have downloadable apps. While most of you will have downloaded Facebook/Twitter/Angry Birds/Oldify or the amazing Temple Run, you may not have thought about downloading apps to help you with your personal finance. There are plenty of great apps that can help you to keep organised and productive. Here are a few that may help you on your way through the deep dark caverns of personal finance.
PayPal is something we have all heard of and most of us probably use regularly. It wasn’t until recently that I actually installed this app though as I used to use the web page instead. Boy am I glad I got it. Soooo much easier to buy my eBay related clobber! (frugality fail there somewhere) It of course a free app available for both the iPhone and Android devices. If you do business online or get paid through PayPal, this app is a must. You can easily send or request money and check your balance anytime.
Mint.com is also free and can be downloaded to both Android and iPhone platforms. It is a convenient tool to have to manage all of your money accounts in one place. You can check your credit card transactions and checking and savings accounts and manage your money at any time.
Pageonce is a great free app for multiple platforms that allows you to view and control all of your bills in one place. You can even pay off a bill directly from the app on your smartphone. It is helpful to have for organizing your finances and is safe and secure.
Toshl Finance is a free app for BlackBerry that allows you to manage your finances and all transactions in a virtual cloud. You can view your information and export it. You can create a monthly budget and keep track of your expenses.
My Budget Free is a great app for Windows Phone that allows you to track your expenses and manage your finances. You can create schedules for your bills and view your balances anytime. A great feature within the app is mobile bookkeeping. It is safe and secure and passcode protected.
Reputation Management is a service done by several companies, both offline and online. Reputation.com is the leader in business reputation management. As of this moment there is no app available from the company, but their online service is still really good.
Chase Mobile is a free app for iPhone and Android that can make it easier to do your banking directly from your phone. You can view your accounts and pay bills and make transactions right at your fingertips.
Personal Finance is a free app for Android that lets you perform all of your finance needs. You can view real-time stock options, read financial news and keep track of your portfolio.
Bill Organizer is available for Windows Phone for a small fee. You can create a list of your bills and set reminders for when one is due.
Lemon Wallet is a free app which allows you ‘scan in’ all your receipts and keep track of your spending.
If there are any other good ones not mentioned here that you may use already, why not mention them by leaving a comment below?
Tagged android, app, blackberry, finance, iphone, mint, paypal, personal finance



Sterling Effort was created to stuff some financial knowledge into those of us who grew up without being taught how money really works; how to make it, save it and grow it. Our aim is to give you clear and concise information regarding personal finance and hopefully provide some entertainment along the way.
MillieDecember 1, 2012 at 9:05 pm
Temple Run is amazing.
However, my best personal finance app has to be an app that isn’t even strictly personal finance related. I downloaded the Numbers app (made by Apple) and it’s definitely the most useful app I ever bought. It’s basically an Excel spreadsheet app for Apple. I use it for tracking all sorts of things: expenses, long-term saving plans, short-term savings… the list goes on! Plus it’s synced between my iPad and iphone so I can update it on the go. Then each month I email myself a PDF copy of that month’s expenses and file it away.
So, that’s my fave finance-related app. Of course, the best app ever is the official Scrabble app……
JayDecember 3, 2012 at 7:58 am
Hi Millie, thanks for your comment! I’m literally so addicted to TR that my girlfriend may actually hate me now. Anyway, the numbers app sounds pretty good and i’ll admit it isn’t one I have used! May need to look into it. I’m a bit of an Apple fan boy, so I too love the ease of the sync function across all my platforms.
#lovescrabble
chris_moneyandiDecember 7, 2012 at 5:32 pm
Jay have you tried OnTrees? I had a brief look a couple of days ago after reading Rob Lewis’ review. Definitely worth giving a try!
Cheers
Jamie DickinsonDecember 10, 2012 at 9:18 am
We’ve used the PayPal app to make a purchase in store a couple of week ago, which is brilliant for us since we rarely have cash, which is often at all the vintage places my wife and I shop at.
JayDecember 18, 2012 at 12:04 pm
I just love how easy and flexible paypal is in general. Add to that the app and it’s an excellent tool!
Best Finance AppsDecember 19, 2012 at 11:11 am
I always recommend to use pay pal service it is very fast service..